Here is an informative video on what constitutes harassment:

At ARC we use smart methods in our collection efforts. We have found that using our collection techniques specially designed for us give us a higher collection rate that the old ways of collection.  There are unfortunately many collections agencies using the tactics in the above named video which plainly just does’t work and harassment is just wrong and unprofessional.


Everyone carries credit cards but few really know what the best credit cards are to carry:


How To Change Your Credit Score Quickly

Here is another video from our friends at Money Talks News about how to change your credit score as well as the changes to the scoring by Fair Issac.

Lenders, insurance agents and employers will look at your credit score to determine what type of risk you are. Staying on top of your credit rating will breeze if you take the time to keep it up and protect yourself from possible identity theft.