Know your Rights in the FDCPA

March 23rd, 2011

Know your Rights in the FDCPA   The Federal Debt Collection Practices Act (FDCPA) has laid down guidelines for fair debt collection. It has clearly listed the regulations and violations of fair debt collection. As a consumer you have rights for fair debt collection even if you owe. As a consumer you have a right

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Debt Collectors are Supposed to Treat You Fairly

March 21st, 2011

Debt Collectors are Supposed to Treat You Fairly   If you fall behind in repaying creditors, you may be contacted by a debt collector. Under the Fair Debt Collection Practices Act, debt collectors have a legal responsibility to treat you fairly.   Even if debt collectors treat you unfairly, of course, you are still required

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Debtors are a Risk for Business

March 18th, 2011

Debtors are a Risk for Business   Any business that wants to expand will find itself having to offer credit to its customers either private or corporate.As with all risks this risk of having debtors not pay their accounts can be managed and the Risk Manager’s of this risk are Credit Managers and / or

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How to Handle Collection Calls When in Debt Settlement Program

March 16th, 2011

How to Handle Collection Calls When in Debt Settlement Program One negative factor of debt settlement is numerous collection calls from collection companies who try their level best to collect the debt. Debt settlement typically operates wherein the client stops making payments to his creditors directly. Most debt settlement companies suggest their clients to cease

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An Experienced Debt Collection Works!

March 13th, 2011

An Experienced Debt Collection Works! Lots of Small and middle businesses, being owed debt can have an enormous impact on your company’s day to day operations. Being owed a substantial amount of debt is not only frustrating, but it can affect cash flow, stability and morale. If you are a small or medium business that

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How-To Handle Debt Collection Agencies

March 11th, 2011

How-To Handle Debt Collection Agencies Nearly all debt collectors, know the law as it relates to their profession, and most of them have lots of experience, whereas most debtors are inexperienced and ignorant of the law, which means that in most cases they can easily be tricked and intimidated. So if you’re fearful of answering

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Are You Being Harassed by Debt Collectors?

March 8th, 2011

Are You Being Harassed by Debt Collectors? When you fall behind on payments, you start getting phone calls and letters. That’s the way it works and if you owe the money you can’t pretend that you don’t. But there are limitations on what a debt collector can do and what method they can use to

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Debt Relief Tips – Dealing With Collection Harassment

March 6th, 2011

Debt Relief Tips – Dealing With Collection Harassment So you are getting collection calls? You’re desk is full of unpaid bills. You dread answering the phone. You are having trouble sleeping at night because you are worrying about a bunch of bills. You feel depressed. Does any of this sound familiar? If it does then,

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Debt Consolidation Loans ? A Good Alternative To Filing Bankruptcy

March 3rd, 2011

Debt Consolidation Loans ? A Good Alternative To Filing Bankruptcy When you think about debt consolidation, what do you think of first? Which aspects of debt consolidation are important, which are essential, and which ones can you take or leave? You be the judge. Debt collection agencies are hired to do one thing – collect

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